Pemberdayaan Masyarakat Penerima PKH untuk Mengendalikan Perilaku Konsumtif dan Pinjaman Online di Nagari Kumango
DOI:
https://doi.org/10.58184/mestaka.v5i3.986Keywords:
Community Empowerment, Socio-Cultural Approach, PKH, Consumptive Behavior, Online LoansAbstract
This community service program was conducted in Nagari Kumango, Sungai Tarab District, Tanah Datar Regency, focusing on empowering beneficiaries of the Program Keluarga Harapan (PKH) through a socio-cultural approach. The program was motivated by the low level of public understanding regarding the purpose of social assistance, the increasing trend of digital-driven consumptive behavior, and the high vulnerability to online loans and online gambling. The objective of this program was to enhance community awareness and capacity in managing social assistance wisely while strengthening socio-economic resilience. The methods applied included socialization, participatory education, group discussions, and mentoring based on local Minangkabau cultural values. The results indicate an improvement in community understanding in distinguishing between needs and wants, better household financial management, and increased awareness of digital consumption risks. The socio-cultural approach proved effective in strengthening community solidarity and participation. Therefore, integrating local cultural values is a crucial strategy in achieving sustainable community empowerment in the digital era.
Downloads
References
Akmal., Hos, J. (2026). Peran tokoh adat dalam mengatur kehidupan sosial masyarakat Desa Lasuai Kecamatan Tinanggea Kabupaten Konawe Selatan. The journalish: Social and Goverment. Vol. 7 (1) 70-76.
Bakulu, B., Pangkey, M., & Kolondam, H. (2021). Efektivitas Program Keluarga Harapan sektor pendidikan di desa tertinggal. Journal of Public Administration, 2(1), 18–28.
Bappenas. (2023). Laporan pembangunan ekonomi dan kesejahteraan sosial. Kementerian Perencanaan Pembangunan Nasional.
Bauman, Z. (2007). Consuming Life. Polity Press.
Darmawan, D., & Riyanto, S. (2021). Literasi digital dan dampaknya terhadap perilaku masyarakat. Prenadamedia Group.
Karwati, L., & Mustakim, M. (2018). Model pemberdayaan masyarakat terintegrasi dengan kearifan dan nilai budaya lokal melalui pendekatan social entrepreneurship. Jurnal Ilmiah Visi, 13(2), 113–124.
Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). Pearson Education.
Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44.
Putnam, R. D. (2000). Bowling Alone: The Collapse and Revival of American Community. Simon & Schuster.
Rahima, P., Cahyadi, I. 2022. Pengaruh Fitur Shopee Paylater terhadap perilaku konsumtif mahasiswa Universitas Mataram. Jurnal Manajemen dan Bisnis.
Septiana, R., Ummah, Q., Muslim, R.I., Wuryani, M.T. (2023). Community empowerment through social-culture approach to enhance Human Resource. Journal of Community Services and Engagement, 5(1), 45–53.
Santoso, B., Ardiansyah, A., Pusnita, I., & Havivi, S. L. (2022). Upaya penguatan ketahanan sosial budaya masyarakat melalui literasi digital. Jurnal Inovasi Pengabdian Masyarakat, 4(2), 101–110.
Suharto, E. (2017). Membangun Masyarakat Memberdayakan Rakyat. Refika Aditama.
Supriatna, M. N., & Atikah, C. (2024). Penguatan kewargaan melalui literasi budaya untuk harmonisa-si sosial di era digital. Pendas: Jurnal Ilmiah Pendidikan Dasar, 9(4), 854-872.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Arief Irvan, Shinta Oktavia, Darmansyah, Silvana Nurdiani, Alfi Syukri
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors submitting manuscripts do so with the understanding that if accepted for publication, the article's copyright will be given to the Author. Copyright includes the right to reproduce and transmit articles in all forms and media, including reprints, photographs, microfilm, and other similar reproductions, as well as translations.
The editors of Mestaka make every effort to ensure that no false or misleading data, opinions, or statements are published in the journal. However, the content of articles and advertisements published on Mestaka is the responsibility and responsibility of the authors and advertisers respectively.
Users of this website will be licensed to use the materials from this website in accordance with the Creative Commons International License 4.0 (CC-BY-SA). No fees are charged. Please use the appropriate materials.
Copyright by Mestaka: Media Pusat Pengabdian Kepada Masyarakat uses the latest version of the CC-BY-SA license, which grants the most extensive rights to authors. All articles published by Mestaka are considered to have been released under the Creative Commons International License 4.0 (CC-BY-SA). These are open-access articles distributed under the terms of the Creative Commons International License 4.0 (CC-BY-SA).
Please download the Author's Declaration. The author's declaration form must be completed in relation to the article, signed the original, and sent a scanned document file (softcopy) to our email mestaka@pakisjournal.com or sent to the Editorial Office in the form of an original hard copy and the article in softcopy form.
Creative Commons License
This work is licensed under the Creative Commons International License 4.0 (CC-BY-SA)
